How Car Finance & Personal Loans Work in New Zealand
AutoDrive puts you in control every step of the way
Our streamlined process is designed specifically for the New Zealand market, ensuring compliance with CCCFA regulations while serving customers across Auckland, Wellington, Christchurch, and throughout Aotearoa.
AutoDrive is an AI powered self-service finance platform where you stay in control from start to finish. In your personal portal, our AI finance assistant Alfie helps you securely connect your bank and check your affordability, gathering your information for a free, CCCFA-aligned affordability assessment. Alfie then matches you with a lender from our panel and is available around the clock to answer questions about your application. For a fuller walkthrough, read our step-by-step guide to getting a car loan in NZ or our complete guide to car loans in NZ.
Explore our car loans and personal loans, or read our FAQ for common questions.
How Car & Personal Loan Approval Works in NZ
Apply for Your Loan
- Fast, safe, secure
- DIY finance app
- You are in control
Affordability
- Free affordability assessment
- Alfie, your AI finance assistant
- Tailored and personal
Credit Check
- No effect on your credit score
- Access your credit report
Get Funded
- Approved and take up car loan or personal finance
Your Way
- Drive your dream car
- Live your life
- Do it your way
Why Choose AutoDrive for Car & Personal Loans in NZ?
We believe in complete transparency and putting money back in your pocket
Free Bank Connection for Affordability
Connect your bank securely for a free, CCCFA-aligned affordability assessment
No Funding, No Fees
If your loan isn't funded, you pay nothing. The initial process costs you nothing.
Free Assessment
Alfie helps you check your affordability for free, with no effect on your credit score.
Frequently Asked Questions About Car & Personal Loans
Quick answers to common questions about our loan process
Ready to Apply? Get Your Car Loan or Personal Loan
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