How Car Finance & Personal Loans Work in New Zealand
AutoDrive puts you in control every step of the way
Our streamlined process is designed specifically for the New Zealand market, ensuring compliance with CCCFA regulations while serving customers across Auckland, Wellington, Christchurch, and throughout Aotearoa.
Explore our car loans and personal loans, or read our FAQ for common questions.
How Car & Personal Loan Approval Works in NZ
1
Apply for Your Loan
- Fast, safe, secure
- DIY finance app
- You are in control
2
Affordability
- Free affordability assessment
- Personal AI assistant
- Tailored and personal
3
Processing fee
- No effect on your credit score
- $49 refundable processing fee
- Access your credit report
4
Get Funded
- Approved and take up car loan or personal finance
- Get your $49 fee back
- Plus $100 bonus credit
5
Your Way
- Drive your dream car
- Live your life
- Do it your way
Why Choose AutoDrive for Car & Personal Loans in NZ?
We believe in complete transparency and putting money back in your pocket
$0
Free Bank Connection for Affordability
Connect your bank securely for a free, CCCFA-aligned affordability assessment
$49
Processing fee – $49 Refunded When Funded
Only $49 processing fee, fully refunded when your loan is funded
$100
$100 Credit Back When Your Loan Funds
Get $100 credit back when your loan is approved and funded
Frequently Asked Questions About Car & Personal Loans
Quick answers to common questions about our loan process
Ready to Apply? Get Your Car Loan or Personal Loan
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