AutoDrive Guides
Plain-English guides to car loans and personal loans in New Zealand.
Car Loans & Car Finance in NZ — The Complete Guide
A plain-English guide to car loans and car finance in New Zealand — how it works, interest rates, how much you can borrow, dealer vs private sale, and how to apply.
Read guide →Bad Credit Car Loans in NZ — What You Need to Know
A plain-English guide for Kiwis with a patchy credit history — what counts as bad credit, whether you can still get car finance, and how to improve your chances.
Read guide →Personal Loans in NZ — The Complete Guide
A plain-English guide to personal loans in New Zealand — how they work, what you can borrow, interest rates, common uses, and how to apply.
Read guide →Car Loan vs Personal Loan NZ — Which One Is Right for You?
A plain-English comparison of car loans and personal loans for New Zealanders — what's different, what it costs, and how to choose the right option for your situation.
Read guide →Car Loan Interest Rates in NZ — What to Expect and How to Compare
A plain-English guide to car loan interest rates in New Zealand — what rates are typical, what determines your rate, secured vs unsecured, and how to compare APR vs flat rates.
Read guide →How to Get a Car Loan in NZ — A Step-by-Step Guide
A practical step-by-step guide to getting a car loan in New Zealand — what documents you need, what lenders check, how to apply, and what to expect at each stage.
Read guide →Secured vs Unsecured Car Loans in NZ — What's the Difference?
A plain-English guide to how secured and unsecured car loans work in New Zealand — interest rates, approval, what happens if you default, and which option suits your situation.
Read guide →No Deposit Car Loans in NZ — What You Need to Know
A plain-English guide to getting a car loan without a deposit in New Zealand — whether it's possible, what lenders look at instead, and how to improve your chances of approval.
Read guide →Used Car Finance in NZ — The Complete Guide
A plain-English guide to financing a used car in New Zealand — how it works, buying from a dealer vs private seller, vehicle history checks, lender age and km limits, and how to apply.
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